Michelle Cermeno
Michelle Cermeno
Office: Texas City, Tx
Phone: 409-945-4746
Fax: 409-948-4479
E-Mail: michelle@bradspurgeonins.com

As an Agency, We are dedicated to serving You. Our success is based on your continued trust and satisfaction with our Home Insurance Agency. Our 3rd generation family owned and operated agencies have provided Insurance services for over 35 years in the great state of Texas. All our Agents and our experienced staff members are available to service all your Insurance needs, Especially when you need it most after a Loss Occurs. We are constantly updating our Homeowners Insurance Markets to provide comprehensive policies at a Affordable rate with multiple Home / Windstorm / Flood Insurance Carriers. We Specialize in Texas Homeowners / Flood / Windstorm Insurance through out the whole State. We now offer Private Windstorm and Hail Insurance, A Great Alternative to TWIA Texas State Windstorm pool. As well, over the past year we offer 5 Private Flood Insurance companies as a alternative to FEMA Flood Insurance. Considering all the recent changes with FEMA, these new companies are affordable options for many Texas coastal Homeowners that are required to insure for Flood Insurance, for their Mortgage hazard insurance requirements to be met. Most Importantly we work for You, not The Insurance Company.

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We offer specialized services for Texas Homeowners Insurance, Windstorm & Hail and Flood Insurance in the following communities: 

Tiki Island
Bayou Vista
Texas City
League City
La Marque
Crystal Beach
Port Bolivar
Fort Worth
San Antonio
Fort Bend
Missouri City

Since 1986, we have helped over 25,000+ Texans across the whole great state of Texas. Offerring Low Cost Texas Homeowners Insurance and cheapest insurance rates in Texas, Our Agency is a Top Home Insurance Provider for Galveston Recovery Insurance after Hurricane IKE hit Galveston Island.
In 2013 we earned the TOP spot for WYO-FEMA Flood Insurance Agency provider. We are the #1 Flood Insurance Agency in Texas, #3 in the USA, due to our unique risk and historic flood mapping Services, mostly insuring V Flood Zone Flood Insurance Risk on the gulf coast.

As of Oct. 2014 We now offer Private Market Flood Insurance, a good Alternative to FEMA flood Insurance in some risk when FEMA policy option is cost prohibited or unavailable.

We offer a Alternative to TWIA for Texas Windstorm & Hail Insurance on the Texas Gulf Coast, Harris County, Chambers County and Galveston County Texas.

Vist our Central Texas Home Insurance site at www.TexasHomePolicy.com 
Vist our Texas Gulf Coast Home Insurance site at
Vist our Texas Flood Insurance site at

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